One of the conditions of buying a house from Hereford City Council was that we were not supposed to sell at a profit, at least, not until we’d lived in it for five years. We could, however incorporate the value of ‘improvements’ within the sale price, with the agreement of the council. I’d built a few cupboards and shelves, we were leaving behind a new, Cyril Lord, fitted carpet and there was the garden that I’d created from nothing. We were, therefore, able to put the house on the market for around £600 more than the original price we’d paid, and had no difficulty finding a buyer at that price.
Finding a house in Coventry at the same price was not as easy. For a start you could only get a building society mortgage if you had been saving with the same society for at least 3 months. That was not a problem, nor was the imposed limit of 3 times annual earnings. However the notional 10% deposit required was. Any loan against a house purchase would be a maximum of 90%, not of the asking price, but of the society’s valuation and this was almost always lower.
To give a hypothetical example, a house on the market for £4,000 could, in theory, be acquired with a deposit of £400. The building society might value it at £3850, meaning that, unless the vendor was prepared to accept a reduced offer, the purchaser would have to find £535. And then there were solicitor’s fees and agent’s commission, not forgetting any redecorating that might need doing on a house that had been occupied for a number of years.
We made one or two weekend house hunting forays to Coventry. Freda’s brother drove us there on at least one such occasion. We looked at a number of prewar houses which, once we took account of the above factors, proved to be beyond our means.
Some of these viewings provided our first experience of families whose origins were in the Indian sub-continent. It was not unusual to find that only the children spoke English. The cooking smells, too, were a revelation to us. I can honestly say that we did not find any of this objectionable. Hereford, at the time, had only a handful of families of foreign origin so we had little experience of alien cultures*. Nevertheless, the presence of such diversity was one of the attractions of the move to Coventry. Hereford, by comparison, seemed backward.
Not withstanding the cooking smells, there was no doubt the homes of Asian families in Coventry were clean, something that I could not say about some homes I’d visited on a regular basis during the preceding couple of years in my role as collector for a football based charity lottery. In the mid-fifties a producer of nickel alloys established its manufacturing base in Hereford. Over the following years the company’s old units in Birmingham and Glasgow were closed and a number of employees moved to Hereford where many were housed in the same estate on which we had purchased our house.
I recall being horrified by the condition of a few homes I visited; just a few years old yet the front doors were filthy. On at least one occasion I saw a front door with a large hole caused, like the muck, I suppose, either by a football or a boot. When the door was opened the person doing so would be followed by a blast of warm, fetid air ripe with the smell of dog.
After looking at several preowned homes it became obvious that our best bet would be to find a newly built house on a modern estate. One such was almost complete on a site previously occupied by Coventry’s greyhound stadium. The Stadium Estate was a relatively small development consisting of semi-detached and terraced houses and a couple of two story apartment blocks, between Holbrooks Lane and Lockhurst Lane on the North West outskirts of the city. There was a bus stop within comfortable walking distance, on Holbrooks Lane, making access to the city and my place of work easy.
The house we purchased was at the end of a block of 3 next to a junction between two culs-de-sac. There was very little garden at the front, most of which was occupied by a car port. There was, however, a modest area at the back which I could turn into a garden.
You will recall that I had given up on motoring upon getting married some five years previously. Working for Denco Miller I occasionally drove a car from the company pool. To get to Cambridge and Coventry for my interviews I hired a Mini. With its low centre of gravity, front wheel drive and innovative suspension, the Mini was especially good at going around corners fast. I remember boasting at how quickly I’d covered those two journeys, neither of which included sections of motorway. That network, in the UK, was still in its infancy.
For the first five months of working in Coventry I used the bus; departing Hereford on Sunday afternoon and returning Friday evening. But for the weekend of our move I needed a car to convey wife, child and those domestic essentials that we would need whilst unpacking the big stuff from the furniture van. The car rental company in Coventry didn’t have a Mini available but could rent me a brand new Morris Minor. Although new, this vehicle was based on outdated technology and was far less manoeverable than the Mini, as I was to discover to my cost.
One of the recent additions to the embryonic motorway network, the M5, crossed the road I had to travel. A new bridge had been constructed with a wide approach for maybe 50 metres either side, after which it reverted to its narrow, winding norm. It was November, dark, damp and, possibly, icy. I accelerated on the wide section of road and entered the first half of an ‘S’ bend traveling much too fast. This meant I was on the wrong side of the road approaching the second half of the ‘S’. I mounted the grass verge and was brought to a stop by the hedge.
I mentally sighed with relief and began to wonder where I could find someone to tow me out of the hedge. I felt the car start to tilt and at once I was upside down then the right way up, with the sound of water trickling somewhere.
The driver’s side door was jammed against a grass bank and would not open. I clambered across to the passenger door and exited the car. I had left the road on the right hand side so the road should now be on my left. The spin made me think the car had turned around to face the wrong way. So I climbed over the bonnet of the car to ascend the bank on the driver’s side and found to my surprise I was in a field.
When I eventually made my way onto the road I could see the lights of a building about 100 metres ahead. Somewhere, I hoped, where I might get help and access to a telephone. I realised that my back was wet. I could not sense any injury – later I discovered a graze on my left hip left by the seat belt. The building whose lights had attracted me revealed itself as a pub. I explained my situation and was pointed to a telephone from which I called the police to report the accident (necessary for the rental company’s insurance) and a neighbour to let Freda know I was unhurt but would be home late. Could she contact her brother to come and get me?
I was quite shaken by the experience and asked the pub landlady for a large whisky. She sensibly advised against alcohol until after the police had talked to me.
The following morning I had to hire another car in Hereford for our journey to Coventry. On the way we stopped to look at the Morris Minor and rescue some of my belongings from it. The back window had shattered as the car rolled into a deep ditch beyond the hedge. Everything was soaked in stagnant, evil smelling water.
There was no doubt that I was very fortunate: firstly that there was nothing coming from the other direction when I crossed the road and secondly that I was uninjured in the subsequent roll-over. The car was invisible from the road and, had I been immobilised, I could have lain there all night.
*I ought to add that one of my colleagues at Denco Miller, a highly intelligent and educated young Engineer, was Indian, having graduated from one of India’s universities before completing his Masters degree in London. As a Proposals Engineer he had set up one of the contracts that was handed to me to execute and I remember traveling with him to London for a meeting with the client and being introduced to some of his University friends at an Indian restaurant.